Blog
Whether it’s ideas from the industry or emerging trends, we'll share our insights to help guide you along your financial journey.
Interest Rate Reversals Revisited
In LPL Research Outlook 2021: Powering Forward, we noted that large interest rate declines historically have been followed by reversals. With the 10-year Treasury yield continuing to climb, now’s a good time for an update. As...
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Thinking About Social Security Benefits at 62?
Social Security is an asset that is taken for granted by many folks. If you are tempted to take Social Security early, when first eligible at age 62, think again: your check will be lower if you don’t wait until what’s...
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Credit Spreads Limit Bond Performance Outlook
Investment-grade credit spreads, the extra yield you get from investment-grade corporate bonds compared to similarly dated US Treasuries, have already tightened to a level you usually only see during the middle of the economic...
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Retirement Planning Throughout Life: Strategies to Keep in Mind
Retirement planning is a complex process requiring as much support and time as possible to reach the desired end. Retirement planning at all ages is important – the more time put into the process, the less investment is necessary...
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2020/2021 Tax Season Guide
To ease some of the burdens of tax season, we’ve created this helpful guide, which contains all the information you may need to easily address tax issues and questions that you might face. It will assist you in becoming familiar...
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Treasuries Hit Key Levels
Treasury yields hit two key levels the first week of 2021. As shown in the LPL Chart of the Day, the 10-year Treasury yield moved above 1% for the first time since March 2020, and the 10-year breakeven inflation rate, a measure of...
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Two Tales of 2020 Bond Returns
US investment-grade bonds had a solid 2020 despite a tumultuous year overall. The broad Bloomberg Barclays US Aggregate Bond Index had a total return of 7.5%—not as strong as 2019’s 8.7% but its fifth-best year in the last...
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COVID-19 Stimulus, Round Two-What Should You Know
After months of intense debate, the House and Senate voted to pass a second COVID-19 economic stimulus bill and the President has signed it into law.1 At a total cost of $900 billion, this 5,600-page bill[1] contains everything from...
Read MoreSAVING FOR RETIREMENT: WHY SHOULD I START NOW?
When you got your first “real” job you were probably/hopefully given the opportunity to contribute to a 401(k) plan. If you’re like a lot of entry level workers, you may have chosen to contribute enough to get the...
Read MoreHOW TO RETIRE EARLY ULTIMATE GUIDE
Preparing for retirement is super important, but far too few Americans are adequately prepared for their post-employment years. Even those who have begun saving for retirement may not be doing enough yet. You might be one of those...
Read MoreSurviving Market Volatility During COVID-19: Retirement Planning Tips
During this time, it may be somewhat comforting to remember you're not alone. Everyone is wondering what the immediate future holds for the impact of the COVID-19 virus. Everyone else has the same fears and anxiety that you're feeling...
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